Insurance Market Solutions,
powered by good tech.
Multinational Insurance Platform
on our Open Insurer Network
We are not the carrier. Licensed issuers write the risk. Brokers keep the client.
You will review legal terms, confirm your entity, and request a desk. Send a message if you would rather write first.
Work With Us
What you keep, and what you join, depends on your seat.
Issue on your letterhead
You map jurisdictions and products. Appetite and wording stay yours. Brokers discover your published capacity. You are not renting a white-label policy admin system.
- Onboard as a licensed issuing partner
- Publish jurisdiction and product capability
- Documents go out on your paper
Join the Open Insurer Network
Expand distribution or move multinational operations onto a managed network. You keep brand, authority, and the client relationship.
- Partner verification and legal terms
- Capacity participation across the network
- Support through onboarding milestones
Place on the network
You place. Commission sits on the file. The insured stays yours and never needs a Risk FabrIQ login.
- Query admitted paper before quote
- One programme file across territories
- Documents you can send to the client
License the platform
Run branded multinational operations while keeping control of data and roadmap. Licensing is a conversation, not a self-serve application.
- Network-scale operations on your brand
- Governance aligned to your model
- Phased implementation
How a programme runs
Four jobs the file has to do before anyone talks about software.
Find admitted paper before you quote
Availability is queried first: country, product, and issuing insurer, including whether the paper is admitted — with a reason when it is not. Discovery, not a country-count slide.
Run master and locals as one file
Coordinated or controlled-master programmes, local paper named per country, cover-in-force visible on the file. One programme, not a folder of local stacks.
Collect cash before cover
Bind waits on premium. Local method and FX sit on the file. The invoice is insurer paper, not a processor receipt.
Send documents, not a portal status
Quote, binder or cover note, policy, schedule, and certificate of currency as files. The insured never needs a login. Time-to-issue is the promise.
Lines in force
Network issuance is currently scoped to these eight lines. Broader commercial and specialty capability comes later, by product.
Trust
Risk FabrIQ is not the carrier. Named licensed issuers put their letterhead on the document. Sanctions screening, licensing checks, and security controls sit on the file because they have to — not as a brochure claim.
| Control | Status |
|---|---|
| Encryption in transit and at rest, role-based access | In production |
| ISO 27001 | Aligned practices — not a current certificate claim |
| SOC 2 | Trust-principle controls in design; readiness, not attested |
| GDPR, ESIGN Act, UETA | Product features designed to support these rules |
| OFAC and sanctions lists | Screening on the placement file |
About Us
Our Vision
A working multinational network of admitted capacity that licensed insurers and brokers can join to place, issue, and put cover in force across territories — without assembling a new local stack for every country.
Our Mission
Operate that network so licensed insurers and brokers can place cross-border, regional, and multinational programmes on named local paper.
Executive Team
The people who built and operate the network.
Tony McHarg
Co-Founder and Director
Tony brings 20+ years of multinational executive experience to Risk FabrIQ, driving network operations and bringing insurance professionals together around the globe.
View LinkedIn ProfileLuke Beaton
Co-Founder and Director
Luke drives strategic execution and operational excellence, keeping the platform rigorous on compliance while the product ships.
View LinkedIn ProfileShane VanBentum
Co-Founder and CTO
Shane brings executive technology experience, shaping Risk FabrIQ's product direction, scalability and security.
View LinkedIn ProfileFrequently Asked Questions
Common questions from brokers and issuing partners.
Risk FabrIQ is not the carrier. Named licensed issuers write the risk and put their letterhead on the document. Appetite and wording stay theirs. Brokers keep the client.
Availability is queried before quote: country, product, and issuing insurer, including whether the paper is admitted. We do not publish a country count. Capability is onboarded and validated by product as we roll out.
Access to place is typically possible within 1–2 weeks once your onboarding requirements are confirmed. You review terms, confirm your entity, and we verify you. Onboarding is NDA, verify, then a desk — not worldwide coverage on day one.
Data is encrypted in transit and at rest with role-based access control. We align with ISO 27001 information security practices and include controls designed to support SOC 2 trust principles. We do not claim those certifications are current.
Network issuance is currently scoped to Liability, Property, Commercial Auto, Inland Marine, Corporate Travel, Directors & Officers, Cyber, and Professional Indemnity. These can be placed as admitted, master, or umbrella in a programme structure.
Yes. REST API and webhooks are available for integration with your existing systems.
Request access to the network
You will review legal terms, confirm your entity, and get a desk. That is the path in — not a worldwide switch.
Get startedPrefer a short note instead? Send a message.